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How do we compare to the competition?

Services
freedom.
Similar Brokers
Independent Agents
Fully Licensed Agents
All Freedom agents are fully licensed by FSCO and/or FICO
Be sure to ask the brokerage if they have licensed agents.
Be sure to ask the agent if they are licensed and for their number.
Fully Licensed Brokerage
Freedom is fully licensed by FSCO and FICO

FSCO # 12762
FICO # 12323
Be careful online. Some companies are not licensed under their website name and may not have a registered principle broker.
Be sure to check with your provinces registrar to ensure your agent is licensed and not presenting themselves as a broker without a license.
Standardized Agent Training
We have a mandatory standardized training program for agents and support staff.
Brokerages vary on training and their commitment to their representing agents.
Most agents are required to train themselves and keep up to date on programs.
Client portal for easy & more efficient communication
Freedom has developed a secure client portal to view documents and complete as much of the loan process safely and electronically.
On average most brokerages do not have a secured client portal.
Independent agents still use fax or require physical documents to start the process.
Digital Loan Offer
Yes, Freedom offers a secure pre-approval so you can review your qualifying options.
No, most brokerages still do business by phone, in person, or by email.
No, independent agents need to meet face to face to collect documents or use fax.
Free Credit Report Analysis
Yes, Freedom doesn't just give you your report or credit score - we break down your report in detail - for free!
No, in general you do not receive credit advice.
No, most agents do not have the training or experience to answer your credit report questions or provide solutions.
Free Property Report
Yes, Freedom provides a personalized Purview property report, no obligation.
No, most brokerages do not provide this service.
No, independent agents typically do not offer this service.
Dedicated Underwriters
Yes, Freedom trains underwriters separately and has a dedicated team working on your deal with the agent.
No, many brokerages allow the agent to underwrite and seek mortgage options independently.
No, most agents try to provide this service and if not fully trained can overlook programs or options you may qualify for.
SMART Mortgage Plan
Freedom is the original provider of a customized SMART mortgage plan. We analyze your current situation and develop a plan designed to eliminate debt and improve your credit score.
No, most brokerages do not provide this service and some have attempted to mimic Freedom's strategies.
No, most brokerages do not provide this service and some have attempted to mimic Freedom's strategies.
Credit Repair Assistance
Yes, Freedom trains both our Agents and Client Care team on how to repair and rebuild credit quickly to help with future mortgage qualifications.
No, many brokerages do not include this service or have the resources to offer a program that is effective.
No, most agents do not have the training to offer this service and the advice and strategies may not be consistent or effective.
Mortgage Closing Officers
Yes, Freedom employ's a full time team of closing officers to ensure your loan closes on time as presented and follows the SMART mortgage plan.
No, many brokerages allow the agent or underwriter to get your mortgage closed which can cause a longer than expected wait times.
No, most agents try to submit documents, speak to lenders and try to juggle many different departments which leads to disappointment.
Dedicated Client Care
Yes, Freedom has a fulltime client care team who's sole focus is working with you after your mortgage is closed and your next exit plan.
No, most brokerages do not provide this service.
No, independent agents typically do not offer this service.
Free Mortgage Monitoring
Yes, Freedom watches for changes on the market place and lending programs for the life of your mortgage plan at no additional cost.
No, many brokerages have a very basic follow up program and often miss renewal dates.
No, independent agents typically do not offer this service.
Client Loyalty Rewards
Yes, Freedom offers loyalty rewards such as free appraisals for returning clients and a refer a friend program on our client portal system.
No, most brokerages do not provide this service.
No, independent agents typically do not offer this service.