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Loans for Every Stage of Your Credit Life

We are home equity loan specialists with access to major banks, trust companies, credit unions and a large private lending network.

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Loans for Every Stage of Your Credit Life

We are home equity loan specialists with access to major banks, trust companies, credit unions and a large private lending network.

Loans for Every Stage of Your Credit Life

We are home equity loan specialists with access to major banks, trust companies, credit unions and a large private lending network.

Give your
Credit a Boost

Home Equity Loans: Turbo boosters for your credit rating!

Your loan base rate can be reduced just by learning how to improve your credit score.

Getting a Boost to your score is as simple as taking your first equity loan with Freedom Lending. There's no catch - its easy.

What Determines your Rate and Loan Amount

Credit History

Ability to Pay

Existing Debts and Monthly Expenses

Employment and Income

Residence History

Residence History

If you have good or excellent credit 640+

Freedom Lending Offers

Our Lowest Base Rates

Provinces
Ontario (most municipalities and regions)
British Columbia (most municipalities and regions)
Lender
Freedom Lending partner network
Loan Amount
$15,000 to $1,000,000+
Term
12-60 Months
Rate
2.95% - 7.99%

If you have average credit or need to build credit 640-

Everyone Deserves Access to Great Financial Products

Our Easy
Approach

Our Easy Approach

Our Easy Approach

You are not defined by your credit score. Our clients with average or less than perfect credit have several options to pay less than their base rate, which is determined by multiple factors including; equity position, credit score and prior loan or mortgage history.

Freedom Lending works with home owners during the term of the loan or mortgage allowing for rewards based on good financial habits. Engage with our team and receive custom loan options and the lowest rates for your credit profile.

Choose Your Path to Lower Rates

Benefits You'll Receive with Every Loan

Best Rate Guarantee, Always

If you apply for a home equity line of credit, mortgage or loan on any product we'll always first consider you for our lowest cost loans. As we help improve your credit, you'll graduate to lower cost forms of credit.

Yearly Loan Monitoring

Make your next equity line or loan count! We stand behind all of our products and monitor your progress through the term to help you qualify for lower interest and low cost products in the future.

Borrow With a SMART Plan™

Finances are tough and bills can be overwhelming. Our SMART Mortgage plan is customized to suit your needs and make it easier to manage your financial future.

Get Free Credit Health Tools

You'll receive your free credit score(s) and free loan monitoring, as well as personalized tips for how you can improve your credit, access to credit repair and support options.